Let's face it, not everyone can afford a house - and, more importantly, not everyone *wants* to buy a house.
You may be single, not interested in starting a family - or buying a flat might just suit your lifestyle.
And - on the plus side - as well as being less expensive, flats are considered to be safer than a house.
With lower maintenance costs, they often have the advantage of being decorated with better finishes too.
So what's the Hemel Hempstead market like at the moment?
Here's a selection of flats under £250,000 on the market in Hemel Hempstead on Zoopla.